Homeowners insurance policies DO NOT cover flooding. Flood insurance covers physical damage to your building and your personal property, once a flood has been deemed by FEMA. Please visit http://www.floodsmart.gov/

The IRS has issued frequently asked questions on the Small Business Health Care Tax Credit.

http://www.irs.gov/newsroom/article/0,,id=220839,00.html

The Department of Labor has issued the following fact sheet on the Affordable Care Act which allows young adults to stay on their parents’ health care plan until age 26.

http://www.dol.gov/ebsa/pdf/fsdependentcoverage.pdf

1. Put your mail and newspaper on hold or have a neighbor gather each day.
2. Timers on you lights to go on and off at various times. If possible, have your television or radio come on to give the effect someone is home.
3. If possible, park a car in your driveway.
4. Let a responsible neighbor know that you are going away and a contact number to reach you in an emergency.
5. If you have an answering machine, make sure the message indicates you can’t get to the phone not that you are away.

1.) Smoke and carbon monoxide alarms tested and new batteries installed annually.
2.) Fire extinguishers located on each floor of home and every household member knows where they are located and how to operate.
3.) Electrical cords are not frayed and are not under rugs. Electrical outlets are not overloaded. Consider adding outlets to avoid using extension cords.
4.) Hire a chimney sweep and have flues and chimneys inspected and cleaned annually.
Inspect water heaters annually and keep combustible materials away from heater.