by Nancy Daniel

If you’re like many homeowners, you may have received offers in the mail promoting protection plans for exterior utility lines or pipes. And if you’re like most consumers, you’re not quite sure if this protection is something you might actually need.

Laundry is part of life’s weekly grind. But did you know that dryers cause roughly 15,500 home structure fires, 29 deaths, 400 injuries and $192 million in direct property loss each year? What’s more, most dryer fires happen in the winter.

by Abby Badach on November 1, 2017

Article by:  Hvacmaintenance.org

• Three out of five home fire deaths result from fires in properties without working smoke alarms.
• More than one-third (37 percent) of home fire deaths result from fires in which no smoke alarms are present.
• The risk of dying in a home fire is cut in half in homes with working smoke alarms.

When your life changes, your insurance often needs to change with it. Yet it’s not always clear what kind of protection you, your family or your business really need.

Bowers Insurance is here to help you get everything squared away.

Not sure how to start? Here are six questions to ask one of our insurance agents.

1. Do I need additional insurance if I’m remodeling or adding on to my home?

Your home likely took a beating this winter, so you’ll want to invest some time in helping it get back to its pre-winter condition. Here are a few ways you can help your home recover from winter.

The last leaves are falling off the trees, the holiday planning is getting underway and the morning air has that distinctive crisp chill here in Tri-State Area.

Are you thinking of doing some home improvements this summer?

Click here to take a quick quiz to help you find where you'll get the most bang for your buck on home improvements.  

1. Put your mail and newspaper on hold or have a neighbor gather each day.
2. Timers on you lights to go on and off at various times. If possible, have your television or radio come on to give the effect someone is home.
3. If possible, park a car in your driveway.
4. Let a responsible neighbor know that you are going away and a contact number to reach you in an emergency.
5. If you have an answering machine, make sure the message indicates you can’t get to the phone not that you are away.