If you live in snow country, you’ve no doubt heard horror stories about frozen pipes. You might even have a cautionary tale of your own to tell.

by Catherine Amick

Gone are the days when phishing attempts were easy to identify and limited to only emails. While malicious messages are nothing new, they’re becoming more sophisticated and harder to pick out from legitimate business communications.  They are also coming at us through texts, social media chats and even phone calls.

by Justin Metz

by Erie Insurance

A data breach is not something that just happens to mega retailers – small businesses are also at risk. From customers’ credit card numbers to employee tax information, it’s likely that your small business handles sensitive data on a regular basis. (Learn how to keep data safe in this related blog post.)

by Abby Badach

Lowering your energy use is a major opportunity to save some money on expenses.

by Tyler Howell 

Calculate Business Income for Your Business Insurance

By: Vanessa Paris 

Have you ever tried to learn more about insurance only to be taken back to the confusion of your high school French class? If your answer is “Oui,” perhaps the following terms and their meanings will help.

It’s a fact of life that things break down. (And they usually do at the worst possible time, but that’s another story.)

Many of us have at one time felt like everything in the house is malfunctioning. But what about when something in your business breaks down? Would you be able to keep your doors open and make payroll if a critical piece of equipment wasn’t working?

Unfortunately, these situations happen. And when they do, they can be devastating to a business.

When your life changes, your insurance often needs to change with it. Yet it’s not always clear what kind of protection you, your family or your business really need.

Bowers Insurance is here to help you get everything squared away.

Not sure how to start? Here are six questions to ask one of our insurance agents.

1. Do I need additional insurance if I’m remodeling or adding on to my home?