Stranded, cold and hungry along the highway is nowhere you’d want to be. A well-stocked emergency roadside kit could help you get back on the road quickly and safely. (And if you’re stuck, at least you’ll be stuck with a snack and a warm blanket.)

Pre-assembled kits are available to purchase, but you might want to assemble your own or customize a purchased kit. Consider including:

The Basics

Tax deductions are a way to lower your taxable income, so you can decrease the amount of taxes that you owe the government. Thinking about the different IRS-approved deductions as you prepare your tax returns may lead you to wonder: Is auto insurance tax deductible? The answer? It depends on how you use the car and other factors. 

This winter’s exceptionally cold temperatures and near record snowfall produced potholes galore. But you and your car probably already know that since these road blemishes are often hard to avoid. (Swerving to the side or into oncoming traffic isn’t exactly an option--and even when you slow down, going over a pothole can still make for a bumpy ride.)

The best way to deal with potholes is with prevention. Of course it’s a good idea to slow down, keep a close eye on the road and watch if the cars in front of you are trying to avoid potholes. Beyond that, also try to:

Winter is right around the corner. And with it comes difficult driving conditions like whiteouts and black ice.

Distracted driving is any activity that could divert a person's attention away from the primary task of driving. All distractions endanger driver, passenger, and bystander safety.

When your life changes, your insurance often needs to change with it. Yet it’s not always clear what kind of protection you, your family or your business really need.

Bowers Insurance is here to help you get everything squared away.

Not sure how to start? Here are six questions to ask one of our insurance agents.

1. Do I need additional insurance if I’m remodeling or adding on to my home?

Originally Posted By: Erie Insurance

Many people want to give back during the holiday season by volunteering and donating money.

April showers bring May flowers…but the showers aren’t over, even though April is. Which means that beyond the usual distractions, there’s another road risk: heavy rains.

Dangerous driving conditions aren’t exclusive to winter weather phenomena like snow and black ice. If you underestimate the danger of driving in heavy rain, you expose yourself and your car to a possible accident. That’s because heavy rain storms not only limit your visibility—they also hamper vehicle traction and can cause your car to hydroplane.